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The U.S. Department of Education on Friday launched a beta test of its student debt relief application website. About 95% of Americans with student debt are expected to qualify for loan forgiveness under the Biden administration's plan.
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The beta site will be available "on and off" until the full launch, which is expected at some point later this month, according to the Education Department.
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Those who use the beta site will not need to reapply again after the full launch, the department said.
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However, "there's no advantage to applying before the full launch," the department wrote on the website.
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The application takes about five minutes to complete, the department said.
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President Biden announced in August that his administration is canceling up to $20,000 in student loan debt for millions of Americans.
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Nearly 20 million people will be eligible to have their debt fully canceled under the new plan.
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In a call with reporters earlier this week previewing the application, an administration official said the overall goal is to provide a form that is "short and simple."
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People will need their Social Security number to complete the application, but won't need to supply their Federal Student Aid ID or upload any documents, officials said.
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Borrowers who received Pell Grants, which are for low- and middle-income families, can get as much as $20,000 in debt forgiven, while other borrowers can get relief of up to $10,000.
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Only individuals who earned less than $125,000 in 2020 or 2021 and married couples with total annual income below $250,000 are eligible for loan relief under the program.