Olivia Culpo was born on May 8, 1992 in Cranston, Rhode Island as the middle of five children of parents Peter and Susan.
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Her father, a restaurateur, is the co-owner of multiple Boston-based businesses.
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Culpo has an older sister named Aurora, an older brother named Pete, a younger brother named Gus, and a younger sister named Sophia.
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They are of Italian and Irish ancestry.
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As a youth, Culpo went to the all-girls Catholic school St. Mary Academy – Bay View.
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In the second grade, she started to practice cello;
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with the instrument, she performed in the Rhode Island Philharmonic Youth Orchestra and the Rhode Island Philharmonic Chamber Ensemble, among other groups.
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For two summers, Culpo attended the Brevard Music Center in North Carolina.
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As a young adult, she attended Boston University, but ended up dropping out.